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If you quit smoking for 12 months, you can either apply for a new policy, or you can contact your insurance provider and ask them for a more affordable rate

Plus, they stock air purifiers, sprays, and cleaning kits that help reduce smoke residue in homes or carseverything a smoker needs to stay considerate and smell-free as possible

Sometimes it means statistics wearing a cheap fake moustache

However, a healthy product mix may help restrict the margin compression to 100-150 basis points, albeit from a high base exceeding 60%

Nicotine, found in cigarettes and also used in nicotine salts for vaping, raises heart rate and blood pressureadding further risk