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Their purpose is to replace traditional tobacco as a smoking material, not to replicate its addictive effects

The Differences Between Cigars vs

[32] References [edit] FAO projections of tobacco production, consumption, and trade to the year 2010 (2003) "NOCTUIDAE - Spodoptera litura (Fabricius)" (PDF)

Data from the 2024 NYTS indicates that 1 out of every 100 middle school students and 1 out of every 42 high school students reported using nicotine pouches within the past 30 days

So here is the bottom line: Do not lie about your smoking or tobacco use when applying for a life insurance policy because you put yourself at too great a risk