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If a plan sponsor, in accordance with the requirements for the special rule for new hires, applies the rule to a class of employees subsequent to any prior application and discontinuance of the rule to that class, the new hire date must be prospective

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The number of people experiencing loneliness increased sharply during the pandemic, including among young adults

These partners take significant steps to protect the environment by adopting strict waste sorting policies, eliminating the use of single-use plastics, and equipping their ships with advanced technologies to reduce atmospheric emissions, such as scrubbers or the ability to connect to the onshore electrical grid when docked

The cigar selection is unsurpassed