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Insurance companies may consider several factors when determining your coverage cost, including: Number of employees Location of your business Type of coverage Your claims history The limits you select for your coverage Although The Hartford doesnt offer coverage for smoke shops, here are the average costs our small business customers pay for common types of insurance

There are a few carriers that will allow a standard non-smoker rating if you only smoke a few cigarettes over the year

Secondly, the strong association between smoking and higher mortality among hypertensive patients should motivate effective, integrated intervention strategies that combine antihypertensive therapy with structured smoking cessation programs

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Cummings KM, Hyland A: Impact of nicotine replacement therapy on smoking behavior