tobacco use health insurance 5 Sneaky Ways Smoking Is Expensive for Healthcare Smoking doesn't make you uninsurable

Smoking doesn't make you uninsurable but hiding it can put your family's claim at risk. Insurers price policies based on risk, so tobacco or nicotine use may lead to higher premiums. This Lawsuits Target Health Plan Tobacco Surcharges Horst Insurance Evidence Suggests That The ACA's Tobacco Surcharges Reduced Insurance Take Up And Did Not Increase Smoking Cessation PMC The 'Social Smoker' Penalty: Why Occasional Puffs Can Spike Your Insurance Premiums by 50% Puffs & pegs, and your health insurance

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