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Among other things, DOL alleged the plan (i) did not provide any alternative standard (reasonable or otherwise) by which participants who used tobacco could obtain the premium discount and (ii) failed to disclose to participants the availability of a reasonable alternative standard to qualify for the premium discount

For example, you can carry a lighter in your carry-on, but not in checked luggage due to safety concerns." As per strike-anywhere matches, those are a no-no, and they aren't allowed in either carry-ons nor checked luggage

Additionally, all customers are subject to periodic reviews to reaffirm information collected during the initial due diligence process

The Social Norms Approach: Theory, Research, and Annotated Bibliography

Retrieved 27 August 2014