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Do Life Insurance Companies Test for Nicotine? Life Ant Best Life Insurance for Tobacco Chewers in 2026 (Top 10 Companies Ranked) Effortless Insurance How Nicotine Gum Affects Your Life Insurance Rates How do Insurance Companies Classify Smokers ABSLI Insurance Fact #11: Vaping is considered tobacco use by many health insurance carriers. That means it may increase your monthly premiumjust like smoking. Always answer tobacco questions honestly when applying for coverage. #
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